Hah! They have no idea what accounts I have whether it be utilities, communications etc. I have a $4 million apartment in Miami a $5 million home in Colorado, way over $10 million in the bank and I have a 740 point fico score with Transunion. I’ve had my American Express platinum card with no spending limit for 33 years. Everything I pay is on auto pay so I never see a bill. I’m a person who has impeccably flawless credit. TransUnion is a palpably worse credit reporting site than the other one. I pay my credit cards in full every month, except for any amounts that are pending and get posted the night the statement period closes, which provides no time to get them paid before the statement cutoff (usually less than $100, but sometimes more). The explanation is that there are too many accounts with balances. My credit score on the other credit reporting site has been 850 for a long time, and it’s been much lower than that on TransUnion (832) for a similar amount of time. If one inquires about reasons for the score, the generic explanations from a template don’t make sense. Since then, TransUnion is perennially slow updating balances compared to other credit reporting agencies, and when the credit score changes on the site, there are no explanations. Another week has passed and still no update. I would love to see the account balances updated timely. So my outstanding debt appears to be twice what the actual amount is. TransUnion has had both loans outstanding on my account for 3 or 4 weeks and still maintains both loans. I refinanced my mortgage 6 weeks ago the old loan has been repaid and closed on the Experian site since two Weeks after the refinance. TransUnion is exceedingly slow updating my accounts. Limit the use of my sensitive personal information. We call this Information for Good.®Ī leading presence in more than 30 countries across five continents, TransUnion provides solutions that help create economic opportunity, great experiences, and personal empowerment for hundreds of millions of people.ĭo not sell or share my personal information. As a result, businesses and consumers can transact with confidence and achieve great things. We do this by providing a comprehensive picture of each person so they can be reliably and safely represented in the marketplace. TransUnion is a global information and insights company that makes trust possible in the modern economy. To report any issues or request assistance with your TransUnion Monitoring app, please email us at: TRANSUNION Join more than 12 million consumers who have used TransUnion Credit Monitoring. Check your VantageScore 3.0 daily from TransUnion Enable push notifications and get updates directly on your phone about score changes, stolen cards, collections, new authorized users and trades, and account activity that impacts your credit report.ħ. Monitor your TransUnion credit file with Instant Alerts for hard inquiries or changes in Freeze or Lock status.Ħ. Use our Credit Compass tool to view tips on achieving your credit score goals.ĥ. Keep yourself protected with $1,000,000 Identity Theft InsuranceĤ. ![]() Lock your Equifax and TransUnion credit report easily and protect yourself from identity theft.ģ. See what's helping or hurting your VantageScore 3.0 from TransUnion, Equifax, and Experian.Ģ. You can do all these activities conveniently from your phone:ġ. ![]() I'm posting to draw attention to this, and to make sure "it's not just me." I don't see anything in the news about how all of the things they've recommended to do to protect your information are currently impossible to do.Our TransUnion Credit Monitoring App lets you check your credit report anytime, anywhere!Ĭhecking your Score does not hurt your credit instead, you can enjoy tips and best practices to achieve your desired credit score. So, our data is out there, and we have no options right now to lock it down. ![]() If you call the posted phone numbers, the exact result varies, but in every case I was either disconnected or given a busy signal. The pages will load, and the forms can be submitted, but requests at all 3 bureaus errored out on me this morning. It appears the rush to check credit reports, enable fraud alerts & freezes, and simple attempts to get more information has completely crashed our credit bureau friends' websites. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit.ĮDIT: It looks like from comments and messages that things seem to have gotten better late night on Wednesday. Get your financial house in order, learn how to better manage your money, and invest for your future.
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